The Golden Charter

The most thoughtful decision you could make
How planning your funeral brings peace of mind. More than 750,000 people in Great Britain have planned their funerals, over 210,000 of them with Golden Charter, the UK’s leading independent funeral plan provider. Consideration for others is the most common reason for buying a Golden Charter plan. Peace of mind is the most common benefit. With Golden Charter you know that your loved ones will be spared much of the burden of bereavement. You’ll have specified every detail of the funeral in advance, selected the funeral director and taken care of the costs.

Financial Security
Your money will always be secure. Your payment goes directly to the Golden Charter Trust, which holds the money for your funeral on behalf of participating funeral directors. This is why the funeral director is able to provide a legally binding contract which guarantees that your funeral arrangements will be carried out as you wish. The Trust Fund is a separate legal entity from Golden Charter and the Fund will continue until every plan has been carried out and payment made to the Funeral Director.

Costs and Charges
In all aspects of the funeral arrangements our staff will point out the procedures and legal requirements. Whilst arranging the funeral, we will advise on costs and charges to be incurred. The funeral account itself is divided into two separate parts, the Funeral Director’s charges and the disbursements. These contain our professional fees and overhead costs, which include the provision of a 24 hour a day on call rota, our professional services in making the funeral arrangements and arranging documentation and necessary personal attendances,the conveyance of the deceased to our private chapel rest rooms and the use of the same until the day of the funeral.

Relatives and friends often wish to visit the deceased and pay their last respects before the day of the funeral. We will only allow this on the specific request of the family. Hygienic treatment and attendances to the deceased are also considered to be very important by our company. The last time you saw a loved one may have been a distressing memory, perhaps in hospital or for the purposes of identification. In any event we believe that, in asking us to look after a member of your family, you would like it be certain that the best that could be done for your relative has been done whether you wish to visit the deceased before the funeral or not.